In 2025, one of the most searched queries in India’s stock market education space is capital backed trading programs. Unlike traditional stock market courses that only teach theory, these programs claim to provide real trading capital, monthly stipends, and verified internships.
The question is: are they worth it, or just another marketing hype? This review-style blog will explore the structure, pros, risks, and real student experiences (including a verified Quora review) to give you a clear answer.
A capital backed trading program is a course where an institute not only teaches trading but also provides trading capital — usually ranging from ₹5L to ₹50L. Students also get loss coverage, meaning if trades go wrong, the institute absorbs the losses.
In addition, many such programs include stipends for students, internships, and real market exposure. This changes the game because learning shifts from being theoretical to practical and risk-managed.
| Feature | Capital Backed Programs | Traditional Trading Courses |
|---|---|---|
| Capital Provided | ₹10L–₹50L funded | No, self-funded |
| Loss Coverage | 100% covered by academy | Student bears full loss |
| Stipend | Yes (₹5.5k–₹15k) | No |
| Mentorship | Live + continuous | Mostly recorded |
| Certificates | 2 verified certificates | Generic completion PDF |
One of the most common concerns students have is — are these programs genuine? There are a lot of marketing claims in this space. That’s why it’s important to check real reviews from students.
Here’s a genuine review shared by a student on Quora about capital backed programs: Read this Quora review here.
In this review, the student describes how institutes that only promise but don’t provide real funding should be avoided. At the same time, the review highlights the need for transparency — written proof of stipend, capital allocation, and loss coverage. This aligns with what many Trading Shastra students also share: transparency and mentorship matter more than marketing words.
Trading Shastra Academy, founded by Himanshu Gurha, is one of the first institutes in India to introduce fully capital backed trading programs with stipend support. Here’s how the programs compare:
₹3,20,000 | 5 months | ₹50L funded capital | Stipend ₹15,000 | 100% loss covered | 50% profit share | Algo free.
₹2,21,000 | 5 months | ₹25L funded capital | Stipend ₹11,000 | Verified internship | Capital-backed training.
₹1,04,000 | 3 months | ₹10L funded capital | Stipend ₹5,500 | Beginner-friendly with mentorship support.
| Program | Capital | Duration | Stipend | Fees |
|---|---|---|---|---|
| Ultra Supreme | ₹50L | 5 months | ₹15,000 | ₹3,20,000 |
| Supreme A | ₹25L | 5 months | ₹11,000 | ₹2,21,000 |
| Supreme B | ₹10L | 3 months | ₹5,500 | ₹1,04,000 |
Unlike most institutes, Trading Shastra Academy ensures 100% transparency. Written terms for capital, stipend, and profit share are provided. Himanshu Gurha’s live mentorship and unique mythology-based teaching style make it different from typical theory courses.
All programs follow SEBI guidelines and NSE India standards. With 95k+ Instagram followers and ₹10 crore in managed funds, the credibility is proven.
A program where institutes provide students with real trading capital, loss coverage, stipend, and live mentorship.
Yes, if they provide real funding, loss coverage, and mentorship. The value comes from risk-free exposure to markets.
Trading Shastra Academy is one of the few institutes offering written capital allocation, stipends, and verified internships.
Yes. At Trading Shastra, stipends range from ₹5,500 to ₹15,000 depending on the program.
Ask for written proof of capital, stipend, and loss coverage. Check reviews like this Quora review for real feedback.
Yes. Beginners benefit the most since they don’t risk personal money while learning.
Supreme A is better for long-term learners with more capital. Supreme B is for budget learners starting small.
Weekly Webinar, Every Saturday • 7:00 PM (IST)
Founder & CEO, Trading Shastra Academy
12+ Years • ₹10 Cr Funds Managed
95k+ Instagram • 11k+ YouTube
This webinar is for educational purposes only. Stock market investments are subject to Market risks.